Text Message Services

Text messaging makes it easy for you to stay connected and up to date, even with your banking!

Text Message Banking

Text Message Banking makes it easy to access account balances and transactions on your mobile phone without even logging into mobile banking. It’s secure and fast.* It’s as simple as texting your friends! You can view balances, see history, transfer funds, and pay bills.

Watch the demo

Signing up for text message banking is easy.

Log in to Online Banking
Select Mobile Banking under Additional Services
Choose Text Message Banking
Complete the registration form
You will receive an activation code via text to the phone you are registering
Return to the Online Banking screen and enter the activation code where prompted.

Check your accounts with lightning speed by texting one of these commands to 454545:

BAL – Primary account balance
LAST – Last 5 transactions on primary account
BAL ALL – All account balances
BAL CHK – Balances of all checking accounts
BAL SVG – Balances of all savings accounts
TRANS – Transfer funds
STOP – Unsubscribe from service
HELP – How to use

You can also sign up to receive texts with your weekly balance (every Friday), low deposit alerts, large deposit alerts, and high payment alerts.

*Message and data rates may apply.

Frequently Asked Questions

How secure is Text Message Banking?

Our Text Message Banking service is secure. You can activate the service only after logging into our internet banking site. Text messages will never contain confidential information about you or your accounts. Messages will never contain full account numbers.

Will I be charged for Text Message Banking?

We won’t charge you, but standard carrier fees for text messaging may apply. Please check with your mobile phone carrier if you aren’t sure what fees apply when you send and receive text messages.

Will Text Message Banking work on my phone?

Yes it will, as long as you have text messaging enabled with your mobile carrier and use a carrier that the service supports. Please check with your mobile carrier if you are unsure.

Which carriers do you support?

Our Text Message Banking service works on all major mobile providers in the U.S., including:

Alltel
AT&T
Nextel
Sprint
T-Mobile
US Cellular
Verizon Wireless
Virgin Mobile

How do I deactivate the Text Message Banking service?

You can text back “stop” to 454545 on your activated cell phone, or you can return to the mobile banking page and click the deactivate link next to your mobile device number. Your phone will no longer receive any text messages from Mobile Banking. You can add a new phone at any time if you change your mind later.

Why do I need to verify my phone?

Verifying your phone is a one-time step and is one way we ensure the security of mobile text messaging.

Where do I find my activation code?

During setup, we will send you a text message with your activation code. If you have already submitted your mobile number during setup, check your mobile device now. You should receive a text message with your activation code within a few minutes.

Can I come back later to enter my activation code?

Yes, you can. If you have trouble, we recommend that you go through the setup process again and get a new code.

I still have not received my code, what do I do?

It might take several minutes to receive your code. If you feel you have waited long enough you can click the “resend code” link. Please check your mobile device shortly for a new text message. If you are still experiencing problems be sure you entered in the correct mobile number during setup.

What is a primary text banking account?

Your primary account is the default account that we will use when you text BAL to 454545. You should select the one you will likely want to check the most often. You can get all account balances by texting BAL ALL to 454545.