Shared Access: A Convenient Way to Manage Accounts

Shared Access is a helpful feature that allows account holders to grant trusted individuals access to their Interior Federal accounts in digital banking. This can be incredibly useful for a variety of situations, such as helping family members manage their finances or sharing with your accountant during tax season.

What is Shared Access?

Shared Access allows account holders to give their trusted subusers access to their accounts. Subusers can view account information, track transaction history, transfer funds between accounts, and make payments on behalf of the account holder.

Permissions and Access Options

Account holders have full control over the permissions granted to subusers. They can choose to give access to one, multiple, or all accounts owned and specify how each account can be used:

• View Only: Subusers can view account balances and history, view and print check images, and print or export account history.
• Make Internal Transfers: Subusers can transfer funds between accounts for which they have transfer permissions. They must have permissions for at least two accounts, including both “to” and “from” privileges.
• Make Bill Payments: Subusers can pay bills within bill pay, from accounts for which they have bill pay permissions.

Who Benefits from Shared Access?

Shared Access is designed for users who need to manage account access for multiple people. Here are a few examples:

• Aging Parents: Family members can help manage their parents’ finances, ensuring bills are paid and accounts are monitored.
• Teens: Parents can monitor their children’s spending and help manage their finances.

• Tax Preparation: Allow your accountant to view and download your account history directly, making tax preparation easier and more accurate.

What Subusers Can and Cannot Do

Subusers have specific capabilities and limitations:

Subusers Can:

• View accounts they are entitled to (balances and history)
• View online statements
• Transfer between accounts for which they have transfer permissions
• Change their username, password, email address, and security contacts

Subusers Cannot:

• View money management, purchase rewards, or third-party services
• Transfer money outside of the accountholder’s accounts
• Access online banking via mobile apps

Adding and Managing Subusers

Online Banking:

1. Log in to online banking.
2. Go to Additional Services at the top.
3. Click Share Account Access.
4. Add the user you’re granting access to, specify the accounts they can access, and set their permissions.

Primary accountholders can manage a subuser’s permissions, reset their password, disable their access, or delete their profile entirely.

Shared Access is a versatile tool that simplifies financial management for accountholders and their trusted subusers. Whether you need to delegate tasks or manage multiple accounts, Shared Access provides the flexibility and control you need to keep your finances in order.

Related Content: How to Enroll in Bill Pay