Empowering Your Golden Years: Valuable Resources for Retirees

Retirement marks an exciting new chapter, a time to finally enjoy the rewards of years of hard work. Yet, along with its freedoms, this phase can bring unique challenges that call for thoughtful planning and support. That’s where retirement resources come in—valuable tools to help retirees thrive and address everything from financial security to health and well-being.

This article explores essential resources designed to support a fulfilling retirement journey, with insights into topics like financial planning, staying physically active, and nurturing mental wellness. Whether you’re approaching retirement or already enjoying it, these resources offer guidance to help you make the most of this well-earned stage of life.

View The Full List of Retirement Resources Here

Nationwide ATM Locations

Interior Federal offers its members convenient access to accounts with over 5,400 nationwide locations. In addition to their two physical branches, members have access to shared branches/service centers across the country. With over 95,000 free ATMs and 24/7 digital banking options, members can easily manage their finances wherever they are. Current branch hours are also provided for reference.

Fraud Protection

We value financial education and strive to provide more than just products and services. We offer financial wellness, practical money skills, wealth management, and fraud prevention tools to help individuals make intelligent decisions and protect their finances. Our security awareness training covers online fraud and home computer tips, with additional resources like the Keeper Password Manager and ID Navigator Powered by NortonLifeLock™ for added protection. With Interior Federal, customers can have peace of mind knowing that their personal and financial data is secure. We also offer convenient features like digital wallets for easy and secure transactions.

Moving Services

Purchasing a home can be a daunting and overwhelming experience. That’s why we offer free home-buying resources to help you confidently navigate the process. Before making this significant life decision, we have everything you need to know, from key terminology to trusted advisors. We recommend getting pre-qualified for your loan to narrow your search and shop within your budget. So whether you’re a first-time buyer or looking to move to your dream retirement home, we are here to support you every step of the way.

Digital Banking

With digital banking, you can manage your accounts quickly, securely, and easily 24/7 whether you’re on your couch, on the go, or anywhere in between. Enroll in Online Banking and download the Mobile App for your tablet, smart phone, or smart watch. We also offer shared branches and ATMs nationwide and the option to utilize secure chat/email and phone calls for out-of-state members. In addition, specific products and services are designed for retirees, such as nationally competitive loan rates and a free wealth advisor consultation. We also provide ways for members to leave money for their children and grandchildren through trust accounts, custodial accounts, and specialized kid accounts. Our members can feel confident in their banking needs during their golden years.

Beneficiaries

Regarding financial planning, choosing beneficiaries is a critical decision that should not be taken lightly. It’s important to regularly review and update your beneficiaries as life circumstances change, such as marriage, divorce, birth of children, or loss of a loved one. By designating beneficiaries, you can ensure that your assets are distributed according to your wishes and avoid potential conflicts among family members or legal battles. To learn more about how to select and update beneficiaries for various accounts, including retirement plans and insurance policies, check out our FAQs section on Beneficiaries.

Loyalty Program

Our new Digital Spend Account is designed to help members earn more with Interior Federal’s loyalty program. With dividends of up to 3.01% Annual Percentage Yield on balances below $10,000 and exclusive benefits such as loan discounts and increased certificate rates, our loyalty program is an excellent opportunity for members to maximize their earnings. Members can unlock even more benefits and discounts on loans by meeting monthly requirements.

Financial Advisor

Financial planning is a cornerstone of a secure retirement. Understanding your financial options is crucial whether you’re just retired, exploring retirement communities, or even considering nursing homes.

We offer wealth management services, including investment advice, retirement solutions, and estate planning. Our experienced financial advisor is dedicated to helping our members achieve their investment goals and protect their assets long-term. Our comprehensive services make you confident in your financial decisions and secure a stable future for yourself and your loved ones.

Additionally, having a financial advisor can give you practical advice and peace of mind, as you know that your assets are being protected and managed effectively.

Travel Benefits with Interior Federal Visa® Card

Planning to travel during retirement? We believe in providing our members with valuable benefits that enhance their travel experiences. That’s why our Visa credit card offers a range of benefits, including $250,000 travel accident insurance coverage and $5,000 identity theft protection. We also provide financial assistance through an auto rental collision damage waiver and roadside assistance for added convenience and security while traveling. With our credit cards, you can enjoy peace of mind knowing that your purchases are protected and you can access 24/7 assistance.

Check out the Interior Federal Visa® Platinum Credit Card

Refer Interior Federal to family members and you both get $50!

Do you have family members—whether children, grandchildren, or siblings—who could benefit from being part of Interior Federal? Here’s your chance to earn a $50 bonus while helping them join a trusted financial community! Simply refer them for membership by filling out the referral form. Once both of you are verified, the bonus is yours. But remember, the bonus only applies if your referral becomes a member too! Be sure to check the fine print at the bottom of the form for any additional qualifications. Review the print at the bottom of the form for additional qualifications. Learn more about our referral program here.

Other Supportive Resources

As you transition into your golden years, exploring various resources and support systems that can empower you to maintain a fulfilling and independent lifestyle is essential. From assisted living facilities to in-home care and everything in between, numerous options are available to enhance your quality of life during retirement. Use this resource to learn more about short term insurance, certificates for medical expenses, and health savings accounts.

Stay Active with Volunteering  

Staying connected with loved ones and maintaining social connections can positively impact mental health and well-being. Volunteer opportunities and social activities within senior living communities can foster a sense of belonging and purpose. Check out volunteering opportunities  with our public lands and The Department of the Interior.

How Can We Help?

Retirement offers the opportunity to enjoy life’s golden years with greater freedom and satisfaction, and today’s resources can make this phase more fulfilling and secure. By leveraging tools like financial planning, health services, travel benefits, and technology, retirees can navigate this new chapter with confidence and peace of mind. Whether it’s finding ways to protect assets, enhance wellness, or stay socially engaged, a wealth of support is available to help each individual live fully and independently. Embrace these valuable resources and make the most of this exciting stage, knowing that the right support is there to enhance and empower your retirement journey.

Related Content: 5 Common Questions About Your Interior Federal Account After Retirement