Loan Rates

The following loan rates are effective on March 3, 2025. For the current Prime Rate, please visit the Wall Street Journal.

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Vehicle Loan

Loan Type	Up to 36 months APR* as low as	37-60 months APR* as low as	61-72 months APR* as low as	73-84 months APR* as low as
New Vehicle	5.75%	5.75%	6.39%	7.04%
Used Vehicle	5.99%	6.25%	6.89%	7.54%

New automobiles will be defined as those that have not been titled, or those that have been titled within the last 6 months and have less than 7,000 miles.

A monthly payment for a $20,000 loan at 5.75% APR for 36 months will be $606.12 per month.

See Disclosures

RV and Boat

Up to 60 months APR* as low as	61-72 months APR* as low as	73-84 months APR* as low as	85-144^ months APR* as low as
8.20%	8.20%	8.24%	10.00%

A monthly payment for a $30,000 loan at 8.20% APR for 60 months will be $611.15 per month.

A monthly payment for a $50,000 loan at 10.00% APR for 85 months will be $823.31 per month.

*Minimum loan amount is $50,000 for terms of 85-144 months.

See Disclosures

Visa® Credit Cards

Visa® Credit Card Rates

Term	Credit Limits	APR* as low as^
Visa® Platinum	$250 – $15,000	12.10%
Visa® Platinum Rewards	$250 – $15,000	14.10%

See Disclosures

Personal Line of Credit

Personal LOC Rates

Term	APR* as low as
Personal Line of Credit (maximum $15,000)	13.00%

See Disclosures

Signature Loan

Up to 36 months APR as low as	37-48 months APR as low as	49-60 months APR as low as
11.00%	11.25%	11.50%

A monthly payment for a $10,000 loan at 11.50% APR for 60 months will be $220 per month.

For debt consolidation loans, 2% will be added to the 60-month signature loan rate. As of February 3, 2025, a loan of $10,000 for 60 months, at an annual percentage rate of 13.50% APR will have a monthly payment of $230.19.

See Disclosures

Home Equity Line of Credit

HELOC Rates

Term	APR*
80% Financing	8.50%
90% Financing	8.75%

For further information regarding Home Equity Lines of Credit click here.

See Disclosures

Fixed Rate Home Equity Loan

Fixed Rate Home Equity Loan Rates

Fixed Equity Products	APR*	Maximum Combined LTV	Estimated Monthly Payment/Per $10,000
1 to 5 Years	8.50%	80%	$205.22
1 to 5 Years	8.75%	90%	$206.43

For further information regarding Fixed Rate Home Equity Loans click here.

See Disclosures

Mortgage

View our current Mortgage rates.

Share-Secured Loan

Share Secured Loan Rates

APR
4.00% Above Share Rate

See Disclosures

Certificate- Secured Loan

Certificate Loan Rates

APR*
4.00% Above Certificate Rate

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Deposit Account Rates

All rates are effective March 3, 2025. Rates are subject to change at any time. Non-certificate accounts are variable and rates may change after the account is opened. Fees may reduce earnings. A fee may be imposed for early withdrawals. For updated information, call 800-914-8619.

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Certificates

The following certificate rates are effective as of March 3, 2025.

Certificate Rates

Balances^	Term	Dividend Rate	APY*
$500 minimum	3 month	4.31%	4.40%
$500 minimum	6 month	4.41%	4.50%
$500 minimum	12 month	4.05%	4.13%
$500 minimum	20 month (Bump Up)	3.40%	3.45%
$500 minimum	24 month	3.50%	3.56%
$500 minimum	36 month	3.80%	3.87%
$500 minimum	48 month	3.70%	3.76%
$500 minimum	56 month (Bump Up)	3.50%	3.56%
$500 minimum	60 month	3.60%	3.66%

See Disclosures

Accumulator Certificate

Accumulator Certificate Rates

Balances^	Term	Dividend Rate	APY*
$50 minimum	24 months	3.50%	3.56%

See Disclosures

Money Market Accounts

Money Market Account Rates

Balances	Dividend Rate	APY*
$1,000 - $4,999.99	0.50%	0.51%
$5,000 - $9,999.99	0.60%	0.60%
$10,000 - $24,999.99	0.65%	0.65%
$25,000 - $49,999.99	0.70%	0.70%
$50,000 - $74,999.99	0.75%	0.75%
$75,000 - $99,999.99	0.80%	0.80%
$100,000+	0.85%	0.85%