How To Apply For A Loan

At Interior Federal, we understand that finding the right loan is a crucial step in achieving your financial goals. Whether you’re looking to finance a home improvement, purchase a vehicle, or cover unexpected expenses, we offer a range of loan options designed to meet your needs.

Applying for a loan with us is simple and can be done directly though our mobile app. To guide you through the process, let’s walk through the steps for applying for a Home Equity Loan.

Thinking about applying for a Home Equity? Watch this video to learn more about the benefits and the process. 

How To Apply on the Mobile App:

1. Log in to our mobile app.
2. Tap More.
3. Select Apply for a Consumer Loan OR Apply for a Home Equity Loan.
   1. Consumer Loan – Choose which loan you wish to apply for: Credit Card, Personal Loan, or Vehicle Loan
      • Follow the prompts on the form
   2. Home Equity Loan – You will be redirected to our new Home Equity Loan Portal. Follow the instructions to fill out your application. Provide loan details such as:
      • Amount you are requesting
      • Term of the loan
      • Reason for the loan
      • Estimated property value
      • Current mortgage balance ( and 2^ndmortgage balance, if applicable)
      • Confirm that the application is for a primary residence
      • Complete the prompts with your personal and financial details Have your driver’s license, recent paystub, and W-2 ready to upload
   3. Review and confirm your information on the application and select Continue.
   4. Agree to the terms to submit your application.
   5. Once submitted, you’ll receive an email with the next steps.

How to Check the Status of Your Loan Application

1. Log in to our mobile app.
2. Tap More.
3. Select Check App Status OR Check Home Equity App Status.
   1. Check App Status- Tap the button that says Check App Status. You will see a new page open with recent loans you have applied for and their status’.
   2. Check Home Equity App Status –
      • Login to the Home Equity Portal – After you submit your home equity application an email is generated which will prompt you to create a password to login to the portal. Use the portal to check the status of your application, reply to messages, complete tasks, etc.

Be sure to explore our website for more information on the various loan options available to you!

Related: Benefits of Getting Pre-Approved for a Car Loan